ARC Loan analysis using SurvivalWare

We recently had a prospect (now customer) express the need for a tool to do the cash flow projections in support of his ARC Loan application.

Computer Modeling in the News

It really is amazing how important computer modeling has become.  This is where the computer really plays to its strengths.
The latest Scientific American (July, 2009) has a cover story article entitled “Grassoline at the Pump” and goes on to paint a very optimistic picture of using non-food plant material to provide 50% of our liquid [...]

Year End Rollover

Your SurvivalWare data file (.MTX) holds a limited amount of historical data.  At the end of each year, there is a process you go through called a “Rollover” to archive the oldest 12 months of data, and make room for the new year.

 
The time to do the rollover is when you are ready to load [...]

Models have personalities – Part 1: Overview

Little known fact: you can run the FM2008 model in “retro” mode by logging in as the user “retro.” The icons used then are the original edgy, whimsical icons created by Nick Luhring.

10 Tips to Survive a Cash Flow Crisis

This just went out on the wire 2 days ago, and already we’ve had calls from the Wall Street Journal, Bloomberg News, and the BBC.
The Wall Street Journal boiled it down to 5 tips, which can be found on their Independent Street blog:
 
 
http://blogs.wsj.com/independentstreet/2008/10/01/five-tips-for-surviving-a-cash-flow-crisis/
ALEXANDRIA, Va., Sept. 29 /PRNewswire-USNewswire/ — For small business owners and entrepreneurs facing [...]

Doing Projections in SurvivalWare – Part 5: Other Cash Flow

This is part 5 of a 5 part series on how to create a cash flow projection using SurvivalWare and the generic financial model that comes with it. 

Getting familiar with the Forecast Tool
Sales and Expenses
Debt Service and Investment
Working Capital
Other Cash Flow

 Other Cash Flow
 
What happens in a financial projection model is that you use various techniques [...]

Doing Projections in SurvivalWare – Part 4: Working Capital

Fluctuations in Working Capital can be the source of a major disconnect between profits and cash flow. This article covers how to analyze what has happened in the past, and how to use that knowledge to forecast Working Capital in the future.

Doing Projections in SurvivalWare – Part 3: Debt Service and Investment

Two key components of  your cash flow are 1) what happens to your debt (new borrowings, repayments, interest) and 2) spending money on stuff that doesn’t show up on the income statement right away  (Investment / Capital Expenditures).
 
This is part 3 of a 5 part series on how to create a cash flow projection using [...]

Doing Projections in SurvivalWare – Part 2: Sales and Expenses

The first step in putting together a complete financial projection is to forecast Sales and Expenses.
 
This is part 2 of a 5 part series on how to create a cash flow projection using SurvivalWare and the generic financial model that comes with it.
 

Getting familiar with the Forecast Tool
Sales and Expenses
Debt Service and Investment
Working Capital
Other Cash [...]

Doing Projections in SurvivalWare – Part 1: the Forecast Tool

This is a 5 part series of articles covering the fundamentals of doing financial projections using SurvivalWare and the generic financial model that comes with it.
 

Getting familiar with the Forecast Tool
Sales and Expenses
Debt Service and Investment
Working Capital
Other Cash Flow

Part 1 – getting familiar with the Forecast Tool
 
Intro
 
The Forecast Tool is designed to help you verbalize [...]